Payment & Security — Dharma Tool
At Dharma Tool, every payment is processed through trusted, industry-leading payment providers with full encryption and fraud protection. You can shop with complete confidence — your payment information is never stored on our servers and is never shared with third parties.
Dharma Tool — Secure Checkout
Every Transaction is Fully Encrypted & Protected
All payments at Dharma Tool are processed through Stripe and PayPal — two of the world's most trusted payment processors. Your card details are handled directly by them and never touch our servers.
Shop Now → Payment Question? Contact Us →Accepted Payment Methods
We accept all major credit and debit cards, as well as PayPal — giving you flexible, trusted payment options wherever you are in the world.
Credit & Debit Cards — Powered by Stripe
Visa, MasterCard, and American Express are accepted. All card payments are processed securely through Stripe — one of the world's most trusted payment processors used by millions of businesses globally. Your card details are encrypted and processed directly by Stripe. We never see or store your full card number.
PayPal
Pay using your PayPal account for fast, secure checkout without entering your card details. PayPal also offers buyer protection on eligible purchases — providing an additional layer of security for your order.
How Your Payment is Protected
Every transaction on dharmatool.com is protected by multiple layers of security designed to keep your payment information safe from the moment you enter it to the moment your order is confirmed.
SSL Encryption
Our website uses SSL encryption — the same technology used by banks and financial institutions worldwide. All data transmitted between your browser and our servers is fully encrypted and private.
PCI DSS Compliant
Our payment infrastructure is PCI DSS compliant — meeting the Payment Card Industry Data Security Standard required for all businesses that process card payments. Your card data is handled to the highest industry security standard.
Fraud Monitoring
Stripe's advanced fraud detection systems monitor every transaction in real time. Any suspicious activity is flagged and reviewed automatically — protecting both you and us from fraudulent transactions.
For full details on how Stripe handles your payment data, read Stripe's Privacy Policy and Stripe's Consumer Terms.
Order Confirmation
After completing your purchase you will receive an order confirmation email containing your order details and payment receipt. If you do not receive confirmation within a short time of placing your order, check your spam or junk folder first. If it is not there, contact us at [email protected] and we will resend it.
Refunds
If a refund is approved in accordance with our returns policy, the refund is issued to your original payment method within 2 to 3 business days of approval. Your bank or payment provider may take an additional 5 to 10 business days to reflect the refund in your account — this timeline is outside our control and depends on your bank's processing schedule.
For full details on our returns and refund policy, visit our Satisfaction Guarantee page.
Alternative Payment Methods
In addition to our standard online checkout powered by Stripe, we also accept alternative payment methods for buyers who prefer to pay outside of the standard card payment system. To arrange an alternative payment, contact us at [email protected] before placing your order and we will confirm the details and process with you directly.
PayPal
Send payment directly via PayPal. Contact us for our PayPal details. PayPal offers buyer protection on eligible purchases for additional peace of mind.
Bank Transfer
We accept direct bank transfers. Contact us at [email protected] to request our bank details securely. Your order will be confirmed once the transfer is received.
Western Union & Other Money Transfers
We accept Western Union and other international money transfer services. Contact us to arrange and confirm the details before sending.
Other Methods
If you have a preferred payment method not listed above, contact us at [email protected] and we will do our best to accommodate you.
For all alternative payment enquiries please contact us before placing your order so we can confirm the process and ensure your order is handled correctly.
Orders placed at Dharma Tool are priced in USD. Currency conversion at checkout is handled automatically by Stripe or PayPal based on your location and card settings. Exchange rates are determined by your card provider or PayPal at the time of payment — Dharma Tool does not control or add currency conversion fees.
Please note that import duties, customs fees, VAT, GST, or local taxes required by your destination country are the responsibility of the buyer. For more information, visit our Delivery Information page.
Business Information
Dharma Tool
Thamel-29, Kathmandu 44600, Nepal
Email: [email protected]
Phone / WhatsApp: +977 9851015547
Website: dharmatool.com
Dharma Tool — Shop with Confidence
Authentic Handmade Singing Bowls — Secure Checkout
Every order is fully encrypted, insured from Nepal to your door, and backed by our 30-day satisfaction guarantee. Shop our full collection with complete confidence.
Shop Singing Bowls → Our Guarantee → Delivery Information →Frequently Asked Questions
Is my payment information secure?
Yes. All payments are processed through Stripe or PayPal — fully encrypted using SSL technology. Your card details are never stored on our servers and are never shared with third parties. Read Stripe's Privacy Policy for full details.
Which payment methods do you accept?
We accept Visa, MasterCard, American Express, debit cards, and PayPal. All card payments are processed through Stripe.
Will I receive a payment confirmation?
Yes. An order confirmation email with your payment receipt is sent immediately after your purchase. If you do not receive it, check your spam folder or contact us at [email protected].
How long do refunds take?
Refunds are processed to your original payment method within 2 to 3 business days of approval. Your bank may take an additional 5 to 10 business days to reflect the amount in your account. Full details on our Satisfaction Guarantee page.
Do you charge in USD?
Yes. Orders are priced in USD. Currency conversion is handled automatically by Stripe or PayPal at the exchange rate applicable at the time of payment.
Who handles my card data?
Stripe handles all card data directly. Dharma Tool never sees or stores your full card number. Stripe is PCI DSS compliant and uses industry-standard fraud detection on every transaction.